I Introduction. - 1 EFT as a Case of Technology and Public Policy. - II Eft Technology. - 2 Outlook for EFT Technology. - 3 Status of EFT: An Assessment of Services and a Review of EFT in the Fifty States. - III Impact On Society. - 4 EFT and the Consumer: An Agenda for Research. - 5 More Inequality: An Exploration of Potential Impacts of EFT on Stratification in American Society. - 6 EFT Privacy and the Public Good. - 7 Vulnerabilities of EFT Systems to Intentionally Caused Losses. - IV Economic Impact. - 8 Costs of the Current U. S. Payments System. - 9 An Overview of the Economic Characteristics of Electronic Funds Transfer Systems. - 10 National Economic and Monetary Impacts of EFT. - V Eft Regulation and Control. - 11 Problems and Policies in Making EFT Available to the Public. - 12 Public Protection and Education Under EFT. - 13 Regulatory and Operational Issues in EFT. - VI Monitoring and Evaluating Eft Systems. - 14 Electronic Funds Transfer as a Subject of Study in Technology Society and Public Policy. - 15 The Social and Institutional Meanings of Electronic Funds Transfer Systems. - 16 EFT and the Process of Change. - 17 Using Micromodels in EFT Analysis. - 18 Monitoring EFT in Evolution. - VII Conclusion. - 19 An Agenda for EFT Research. - Appendixes. - A Rank Order Listing of Research Suggestions at the Exploratory Workshop. - B Results of the Survey of Conference Participants on EFT Research Priorities. - C List of Participants at the Workshop and the Conference on EFT Research and Public Policy. - About the Editors. - About the Authors. Language: English